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Proceed With Caution And Receive The Credit

5 January 2010 2,188 views 7 Comments

Only use your credit card for items that you already have the cash to pay for them in full when that credit card bill arrives.  Set aside cash on a regular basis in a designated savings account for this specific purpose.  When your credit card bill comes due, pay it in full using the cash you have accumulated in this specific savings account that you created exclusively for this purpose.

Not only will your money be growing with the interest that this savings account accumulates, plus, you will be getting the added savings benefit by building up cash-back dollars in the credit card’s cash-back award plan that you can apply to your future bills.  Additionally, you will be building a good credit score.  I cannot overstate how important this credit card procedure is to your financial health, your financial fitness.


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