Articles Archive for February 2012
Give Yourself Credit »
“You really have to consider your spending habits, how disciplined you are, and then you got to size the offers up,” advises Vera Gibbons MSNBC financial analyst; and, she explains some of the products available, the processes required and the cautions involved in acquiring and using a credit card, plus the serious consideration that is necessary regarding the range and consequences of the terms of the card agreement.
Be honest with yourself; if you cannot permanently maintain enough money in a designated account for the specific purpose of paying the total, …
Taking Stock, Your Financial Fitness »
Seriously, invest time learning all you can about investing: the lingo, the tools, the fundamentals and technicals, the strategies, the various viewpoints until you understand the content to take control of your own money, to become a successful, self-directed investor to, at the very least, constantly grow a substantial savings that will stay ahead of inflation and the cost of living.
Plus, be able to preserve that constant savings (principal) for your future needs, for emergencies, for living comfortably within, better yet below, your means to build even more principal thus …
Account For Change, Your Financial Fitness »
“Student loan debt amassed by parents is growing faster actually than loans taken out by the student. Parents’ loan debt has more than doubled over the past decade exceeding $100 billion. That’s 10% of all student loan debt, and that’s according to Fastweb.com and Finaid.org.” – reports CNBC‘s Sharon Epperson.
“Parents of every income level are increasingly borrowing for their children’s college educations,” says Fastweb.com & Finaid.org publisher Mark Kantrowitz.
Whatever your particular situation, do your homework, research your options: scholarships, grants, and other financing programs available at little or no cost. …
Taking Stock »
You might want to take into consideration what some professional traders are thinking, saying, and doing or not doing while the chartists and technicians plot their particular course and analysts analyze; but, decide for yourself what your “position” should be in these markets. Get educated, do your homework and research, stay informed, create your own strategy, before you take your own positions that best suit your risk tolerance, time horizon, and objectives.
Dow Breaks Above 13,000
(video 4:20)
The Traders’ Take
(video 7:22)
The View From A Technical Analyst – Why The Dow Needs 13,260 …
Account For Change, Taking Stock, Your Financial Fitness »
Beginning July 1, the 401(k) providers must begin disclosing fees; plus, there are some new proposals “coming out from the treasury department that may have an even greater effect for retirees who want a secure income stream for life.”
“New 401K options and greater transparency over fees are designed to give workers and retirees more control over their retirement savings.”
CNBC’s Sharon Epperson reports.
(video 3:03)
Account For Change »
The New York State Attorney General and newly-appointed head of the new financial crimes unit of federal prosecutors and leading state attorneys general, Eric Schneiderman, is suing Bank of America, JP Morgan, and Wells Fargo for deceptive mortgage foreclosure practices and the fraudulent use of MERS (Mortgage Electronic Registration Systems).
The lawsuit charges that the MERS system eliminates the ability to track property transfers.
Schneiderman discusses with Rachel Maddow the processes, resources, and agencies – federal and state – now involved and empowered to investigate and criminally prosecute the people responsible for …
